Individual Health Insurance
Individual Health Insurance
Tips when shopping for individual insurance:
• Shop carefully. Policies differ widely in coverage and cost. Contact different insurance companies, or ask your producer (agent) to show you policies from several insurers so you can compare them.
• Make sure the policy protects you from large medical costs.
• Read and understand the policy. Make sure it provides the kind of coverage that’s right for you. You don’t want unpleasant surprises when you’re sick or in the hospital.
• Check to see that the policy states the date that the policy will begin paying and what it covers or excludes from coverage.
• Make sure there is a “free look” clause. Most companies give you at least 10 days to look over your policy after you receive it. If you decide it is not for you, you can return it and have your premium refunded.
• Beware of single disease insurance policies. There are some policies that offer protection for only one disease, such as cancer. If you have health insurance, your regular plan probably already provides all the coverage you need. Check to see what protection you have before buying any more insurance.
And you can read complete at www.ldi.la.gov visit now !!
• Make sure the policy protects you from large medical costs.
• Read and understand the policy. Make sure it provides the kind of coverage that’s right for you. You don’t want unpleasant surprises when you’re sick or in the hospital.
• Check to see that the policy states the date that the policy will begin paying and what it covers or excludes from coverage.
• Make sure there is a “free look” clause. Most companies give you at least 10 days to look over your policy after you receive it. If you decide it is not for you, you can return it and have your premium refunded.
• Beware of single disease insurance policies. There are some policies that offer protection for only one disease, such as cancer. If you have health insurance, your regular plan probably already provides all the coverage you need. Check to see what protection you have before buying any more insurance.
And you can read complete at www.ldi.la.gov visit now !!
1 comment:
Excellent tips. These are the nicest of all I have read so far. I do also get attracted towards cheaper rates and do forget about the details and do only considers the lower price, but from now onwards I will consider each and every option carefully. Thanks.
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